ESAFSFB

ESAF Small Finance Bank Limited

Source: NSE · Updated 4 Nov, 11:32 pm IST

Filed 29 Oct, 01:25 pm IST Q2 FY27 (Sep ’26)Standalone (no consolidated filing)₹ lakhs

Interest earned

1,17,471.24

▲ 43.3% vs Q2 FY26

Operating profit (pre-provision)

36,239.29

▲ 288.6% vs Q2 FY26

Net profit

16,017.48

vs Q2 FY26: n/a

EPS (₹)

3.10

vs Q2 FY26: n/a

Operating margin

30.8%

+1940 bps vs Q2 FY26

Net margin

13.6%

+2770 bps vs Q2 FY26

Turned profitable vs Q2 FY26

Revenue+43% vs Q2 FY26 · +7% vs Q1 FY27

ProfitTurned profitable vs Q2 FY26 · +100% vs Q1 FY27

View official filing ↗

Numbers from the company's structured XBRL filing on NSE, cross-checked with P&L totals.

Previous-quarter and year-ago figures: as originally reported in those quarters' NSE filings; filing PDF not available to confirm restatements.

Quarter comparison

Item	Q2 FY27 (Sep ’26)	Q1 FY27 (Jun ’26)	vs Q1 FY27	Q2 FY26 (Sep ’25)	vs Q2 FY26
Interest earned	1,17,471.24	1,09,777	▲ 7.0%	81,982	▲ 43.3%
Other income	21,333.25	24,824	▼ 14.1%	14,516	▲ 47.0%
Total income	1,38,804.49	1,34,601	▲ 3.1%	96,498	▲ 43.8%
Operating profit (pre-provision)*	36,239.29	34,898	▲ 3.8%	9,325	▲ 288.6%
Profit before tax	21,450.16	10,702	▲ 100.4%	-15,542	—
Tax expense	5,432.68	2,694	▲ 101.7%	-3,961	—
Net profit	16,017.48	8,008	▲ 100.0%	-11,581	—
EPS (₹)	3.10	1.55	▲ 100.0%	0.00	—
Operating margin	30.8%	31.8%	−100 bps	11.4%	+1940 bps
Net margin	13.6%	7.3%	+630 bps	-14.1%	+2770 bps

Showing Q2 FY27 (Sep ’26) and change vs Q2 FY26. Turn your phone sideways for Q1 FY27 (Jun ’26).

Figures in ₹ lakhs except EPS. Standalone figures from the company's XBRL filing on NSE. Each row is shown only if it reconciles with the others (e.g. PBT − tax = net profit); rows we couldn't verify are left out. Net margin = net profit ÷ revenue. *Operating profit before provisions and contingencies, as filed.

All ESAF Small Finance Bank results, dividends & filings ›

Other results filed 29 Oct

ACI Archean Chemical Industries Limited›KALPATARU Kalpataru Limited›SUDARSHAN Sudarshan Pharma Industries Limited›STLNETWORK STL Networks Limited›LAURUSLABS Laurus Labs Limited›SURYODAY Suryoday Small Finance Bank Limited›ARCIL Asset Reconstruction Company (India) Limited›RBA Restaurant Brands Asia Limited›ASIANPAINT Asian Paints Limited›MONARCH Monarch Networth Capital Limited›CARERATING CARE Ratings Limited›AYMSYNTEX AYM Syntex Limited›

Today's results ›

ESAF SMALL FINANCE BANK Q2 FY27 ; NET PROFIT AT ₹160 CR VS LOSS ₹116 CR (YOY), PROFIT ₹80 CR (QOQ)

INTEREST EARNED UP 43% AT ₹1,175 CR (YOY), UP 7% (QOQ)

OPERATING PROFIT UP 289% AT ₹362 CR (YOY), UP 4% (QOQ)

MARGINS AT 30.8% VS 11.4% (YOY), 31.8% (QOQ)

https://resultkal.com/r/esafsfb-2026-10-29
Source: NSE filing · not investment advice

FAQ

When did ESAF Small Finance Bank announce Q2 FY27 results?

ESAF Small Finance Bank filed its results on NSE on 29 Oct, 01:25 pm IST.

What does QoQ and YoY mean?

QoQ compares with the previous quarter; YoY compares with the same quarter last year. Growth is calculated from the figures in the filing.

Are these ESAF Small Finance Bank figures official?

They are auto-read from the company's NSE filing and may contain errors. Always confirm with the official PDF linked on this page.

Explore

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Figures are auto-read from the company's NSE filing and may contain errors. Check the official filing before deciding. Not investment advice.

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